Disability Insurance Attorneys in Denver and Aurora, CO
Our attorneys handle disability insurance benefits claims. These often arise from group coverage at work. Sometimes they involve private, individual insurance policies. Short-term disability (STD) and long-term disability (LTD) benefits are frequently denied by insurance companies. We handle the appeals of those denials and pursue litigation as needed to establish the right to disability benefits under insurance policies and employee welfare benefit plans.
It is important to gather evidence about medical impairments and loss of work capacity. Insurance companies often deny claims by merely indicating that the worker has not furnished “sufficient” information to establish his disability under the policy. Sometimes insurance companies question the impairments from which a worker is suffering. We often see insurance companies raise doubts to delay or put off paying disability benefits.
We can help you overcome benefit denials. We can assist you with the submission of employment and healthcare information to seek the reversal of the denial. In some cases, it is necessary to sue the insurance company or the employee welfare benefits plan and overcome inappropriate delay and denials.
Some cases involve claims for insurance bad faith. Other cases involve the Employee Retirement Income Security Act (ERISA) where you can seek benefits, interest, and legal expenses for wrongful denials or the cut-off of benefits.