Insurance Bad Faith Attorneys in Denver and Aurora, CO
Claims for liability coverage and insurance benefits sometimes lead to frustrating denials and delays. The law requires insurance companies to act fairly and in good faith in every dealing with insurance customers. Insurance policies must be interpreted in favor of the customer. Hyper technical insurance interpretations should not be allowed. Reasonable expectations of insurance customers based upon the ordinary understanding of policy provisions will be recognized by the courts.
People may be subjected to unfair scrutiny and skepticism by their own insurance companies. Claims handling can deteriorate with multiple unfair hurdles and an insurance company’s effort to apply exclusions and exceptions.
When an insurance company unreasonably handles a claim and refuses to pay benefits without justification, there may be viable claims to assert. The insurance customer may pursue recovery for breach of contract and damages for insurance bad faith. In some cases, statutory damages allow for the recovery of two times benefits plus legal expenses.