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Worker's Compensation

What You Need to Know About Workers’ Compensation Coverage After Workplace Injury

What You Need to Know About Workers’ Compensation Coverage After Workplace Injury

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Workers’ compensation coverage is an insurance plan designed to help those who have suffered injuries while on the job. Coverages are provided by the employer and cover both lost wage benefits and medical expenses.

Workers’ compensation insurance is mandatory in Colorado and can apply to any part-time or full-time employee, including employees that are family members.

For employees struggling after a workplace injury, workers’ compensation is the only way to get through difficult times after a mishap at the workplace.

However, there are situations where it can be challenging to claim worker’s compensation benefits due to complicated legalities.

Avoid the Delays and the Unknown by Hiring a Seasoned Attorney

Applying for workers’ compensation coverage by yourself might initially sound like a good idea, but it is not as simple as it seems. Complications can arise that could delay your benefits and add unnecessary challenges. Below are some reasons for the complexities in the process:

  • Understanding the law means you should have an excellent understanding of Colorado Revised Statutes that are more than 75 pages long.
  • Interpreting a comprehensive set of Workers Compensation Rules spread over hundreds of pages can be a daunting undertaking.
  • Navigating an Administrative Court system that has unique rules for litigating disputes between employers, workers, and insurers

Gaining a clear understanding of all these legalities can be mind-numbing in the best of circumstances. But fighting solo is almost impossible when your mind is already concerned with trying to figure out how you will earn a living after an injury.

Therefore, you need a seasoned attorney who has spent years gaining a comprehensive understanding of the legalities you will be facing and is dedicated to getting you the justified compensation that you truly deserve.

Timing is Critical, So Act Fast

Although the rules about workers’ compensation coverage are apparent, it is possible that your understanding of them might be limited. For example, there are times when employers misinform their workers about the deadline for reporting work-related injuries.

As a result, employees might inadvertently report accidents/injuries late, causing a potential loss of benefits. Therefore, it is imperative that you inform your employers and also take the advice of a workers’ compensation attorney right away.

No Witness, No Problem

In most situations, an employee’s chances of getting compensation decrease when there is no witness to the accident. During such mishaps, employers often contest the case and try to deny workers their compensation.

If your workplace injury is unwitnessed, and you need to stand before an administrative judge to build a case against employer denial, you should recruit a resourceful law firm with good investigative capabilities.

Top law firms such as Boesen Law are quick on the draw and immediately start investigating the matter so that your case reduces the potential for denial drastically.

The attorneys at Boesen Law are determined to get you the most compensation as quickly as possible so you can get back to normal.

Hire Attorneys Who Only Get Paid When You Win

After a work-related injury, it is difficult for an employee to pay off regular bills, let alone bear the cost of an attorney. We understand that a lack of money can stop you from hiring a lawyer. At Boesen Law, we provide you with a free consultation service to help reduce financial strain while considering hiring a lawyer. Moreover, we don’t charge you a single penny unless we win the case for you. In your time of struggle, we are always with you, fighting to get you the best compensation.

Summary

Losing a job due to a workplace injury is bad enough, but it is even worse when you are denied your claim for work comp benefits. With a seasoned attorney by your side, you will be guided in the right direction, be able to apply for the claim on time, and get justified compensation for injuries and medical expenses.

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Wrongful Termination Employment

3 Steps You Must Follow to Get Back on Your Feet after Wrongful Termination from Job

3 Steps You Must Follow to Get Back on Your Feet after Wrongful Termination from Job

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After becoming accustomed to earning a fixed salary, it is hard to imagine a month without your regular paycheck. Credit card payments, loans, and other payables can suddenly become overwhelming if the salary doesn’t get credited to your account for some reason. And if a company fires you, the situation becomes even worse and might seem unredeemable.

It might seem like the end of the world for some, and emotions can be hard to control. In this situation, do not let emotions get the better of you. Hire a lawyer who has expertise in ‘wrongfully fired’, cases and you will be able to get through the testing times and win the case.

Stay Calm and Follow These 3 Steps After Wrongful Termination

It is almost impossible to be calm and logical after a wrongful termination. Follow the steps mentioned below, and you will surely get out of this hairy situation and be back on your feet sooner than you can imagine:

Approach Your Manager Peacefully and Ask Them for the Reason for Termination in Detail

It is easy to get enraged after learning about termination and walking out of the door without seeking an explanation. However, acting out can make the situation worse. No one will recognize your genuine heartfelt emotions and your pain, but they will surely use your outburst against you if the matter reaches court. So, wear your thinking cap and approach your manager peacefully and allow them to explain the reason in detail. If the cause doesn’t convince you for some reason and you suspect foul play, you should seek legal advice ASAP.

Focus on Gathering Relevant Evidence

Remember: Your chance to win a wrongful termination job case hinges greatly upon statements made by employers and employees. The best employers decide to terminate only after considering every legal angle. But many believe they can get away by manipulating the law. That’s why you need to gather evidence and bring it to your lawyer before the case. In the modern-day corporate world, you can use documents like emails, SMS, voicemail messages, recorded phone calls (in call centers), etc. If the case is related to physical altercations or sexual harassment, an eyewitness account and CCTV footage can be crucial. Try to collect as much evidence as you possibly can, and you will surely win the case with an expert lawyer by your side.

Hire a Specialist Lawyer and Look at the Silver Lining

If you have been dismissed without cause and hired a lawyer specializing in wrongful termination from job cases, you will get appropriate compensation and be put on the right track. In the meantime, don’t fret, regret or stay depressed. As the fault is not yours, don’t find reasons to blame yourself. Instead, take the time available to learn new skills or just binge on your favorite TV show. But at the same time, make sure that you hire a lawyer who excels in wrongful termination cases. With the right lawyer by your side, you will feel highly confident about the results and be able to use the downtime to enhance your life with a free mind.

Conclusion

Getting wrongfully terminated might seem like the end of the world today, but it is not as bad as it looks right now. Tell yourself that you will stay calm, look for new ways to build your resume and professional network, gather evidence, and most importantly – hire an experienced and specialist lawyer who knows the ins and outs of such cases. With the right mindset and a veteran lawyer by your side, you will surely get back on your feet sooner than you can imagine.

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Worker's Compensation

Workers’ Compensation due to Heavy Equipment and Machinery Accidents

Workers’ Compensation due to Heavy Equipment and Machinery Accidents

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Workers’ Compensation due to Heavy Equipment and Machinery Accidents

Any accident that occurs in the work environment can be detrimental. Accidents, caused by heavy equipment and machinery, areas debilitating. These accidents can be life-altering and can cause immense pain and suffering for everyone involved. It is important to be properly educated on the worker’s law and be rightly compensated if these types of accidents occur.


Heavy equipment (or heavy machinery) is a term used to describe heavy-duty machines that are found in industries such as construction, forestry, agriculture, and mining. It is important to note that regardless of what an individual does for income if an accident occurs, you may be entitled to some financial recovery.

 

 It is imperative to have just representation because Workers’ Compensation cases can quickly become complicated. Having a dedicated legal team, working on your specific case, can help maximize the financial benefits you may receive and can answer any questions you may have in regards to your case.


In some cases, individuals may have two or more cases available to them. They may have a Workers’ Compensation case and there may also be a Personal Injury claim. This would happen because the employer may have tampered with the machinery’s safety mechanisms. In this case, there would be an additional investigation, and not every case falls into these categories.


No matter how careful you may be in the workplace, accidents happen. It is imperative you have a just legal team working for you when accidents occur. Boesen Law is dedicated to providing legal assistance to individuals who have been injured in the working environment and gaining financial recovery. If you or someone you know has been injured in the workplace, please call us at (303) 999-9999 for a free consultation.

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Categories
Social Security Disability

Unknown Caller – How to Spot an SSA Phone Scam

[:en]In today’s world thanks to technology people can be connected by just the press of a button. With many individuals owning cell phones, staying in touch with others is easier than ever. This accessibility, however, can have a downside. With landlines going the way of the dodo bird, telemarketers and scammers are moving to target cell phones instead.

The most popular phone scam that topped the list in 2019 are people posing as calling from the Social Security Administration (SSA). If you submitted an application or are thinking of beginning the process, here are some things to keep in mind. 

Follow the Money

If you have an open application with the administration, you may occasionally receive mail or phone calls from SSA employees  (unless you have an attorney to act as your representative, in which calls would go to them/the law firm you are working with).

However, none of the contacts involves demanding payment or forms of payment (such as a gift card) in exchange for services. Scammers may also tell you that you have a debt to the SSA that must be paid immediately, without telling you about your ability to submit an appeal

Getting Information

Staff members for the SSA will never ask you to provide any sort of credit or debit card information over the phone to submit payment. If you are asked this type of question, it is highly likely you are speaking with a telephone scammer. 

Issues with Your SSA Account

It is important to know that actual SSA representatives will not use any sort of angry language or intimidation tactics when speaking with you. If there is an issue with your account or an SSDI application, the administration will send a letter to you informing you of the situation. 

If You Receive a Call 

If you do happen to receive a call from someone you think is a scammer or posing as an SSA worker, you can file a report with the administration here. The Inspector General for the administration that simply rejecting or not answering the call is also an appropriate form of action.  

Need Help Getting SSDI Benefits? 

If you or someone you know would like to apply for SSDI benefits, contact our SSDI team at (303)-999-9999 or (303)-8359342 to schedule an appointment. Please visit our website here for more information.

Categories
Social Security Disability

SSDI Appeal Process: What You Need to Know

While applying for Social Security Disability benefits (SSDI) there may come a time in the process where you receive a denial. However, this doesn’t mean that this is the end of the road. There are several ways to appeal the decision and potentially get your benefits approved. 

Medical Reconsideration

If you receive a denial due to insufficient medical evidence, you can request a medical reconsideration. This avenue of the SSDI appeal process involves an individual who completely reviews your entire claim once again, as well as taking into account any new medical evidence that has been submitted. The individual who reviews your claim is someone who had no input involving your original denial. 

SSDI Hearing by Administrative Law Judge

Another way to go about an appeal is to request a hearing with an administrative law judge. The judge who reviews your case is someone who had no input in the original decision or reconsideration of your claim. Usually, the hearing will be within a 75-mile span of where you live. 

Appeals Council Review 

If you receive a denial from an administrative law judge you can submit a request for the appeals council to review the decision. The council will either make the decision or send it back to another judge to be looked at again. 

Federal Court Claim Review

This is known as the last resort in the appeals process. If you do not like the decision made by the appeals council or if your request for review was denied, you can file a civil suit in federal court. 

Need Help with an SSDI Appeal?

If you or someone you know has received a denial for SSDI benefits from the Social Security Administration (SSA) and would like to pursue an appeal, contact our team at (303)-999-9999 or (303)-835-9342 to speak with a member of our SSDI team. Please visit our website for more information.

Categories
Worker's Compensation

Workers’ Compensation: Receiving Medical Treatment

[:en]When going through the Workers’ Compensation process, several questions can come up. How do I go about how the process of receiving medical treatment occurs? Will I receive income benefits? What happens next? Below are some things to keep in mind when receiving treatment for a work related injury.

Choice of Doctor

Unlike an injury that occurs outside of work, you may not be able to receive payment for your medical treatment if you decide to choose your own doctor to provide your care. However, if your employer does not provide you with a medical provider to seek treatment from, you are allowed to choose a provider yourself as per the Department of Workers’ Compensation Website.

Temporary Total Disability Benefits

If you injury claim is admitted and you are not able to work according to your workers’ comp. doctor, Colorado law protects you by stating that an insurance company should be paying ⅔ of your average weekly wage while you are unable to work.

Reaching MMI

During treatment, your doctor or treatment provider will provide routine status reports noting your progress. Once the provider has decided that you have made as much improvement from your injury as possible, they will place you at MMI or Maximum Medical Improvement.

Injured on the job?

If your or a loved one has been injured while working contact our office at (303)-999-9999 or (303)-835-9342 to schedule a free consultation and speak with one of our experienced attorneys. Please also visit our practice area page on Workers’ Compensation here, as well as our other Workers’ Compensation blog posts here and here for more information. [:]

Categories
Worker's Compensation

Workers’ Compensation: Receiving Benefits

[:en]When you are injured on the job, the workers’ comp process can oftentimes be a stressful and confusing process. While having legal representation can make things a lot easier (see our blog post about having legal help for a WC claim here), it is important to know what benefits you may be entitled to as a worker, whether you hire a representative or not.

Payment of Medical Bills

If your injury claim is accepted by the insurance company, all medical treatment that is considered necessary will be billed to your employers insurance company. Under Colorado law, the company is required to make payments or let you know within thirty (30) days as to why they will not be making a payment for a certain treatment.

Wage Loss

If you end up missing more than three (3) days or shifts of work due to an injury, you may be entitled to start receiving disability benefits starting upon your 4th missed day or shift of work. These payments are called “Temporary Disability” payments and are to be paid every two weeks by your employer. These payments will be what is two-thirds (⅔) of your weekly wage – usually a benefit calculator is used to determine the correct amount to be paid to the injured worker.

Settlement

You may be also entitled to additional compensation upon the end of your claim. Keep in mind however that any payment may be offset, based on what your employer has already paid for wage loss.

Have a WC claim?

If you or a loved one have been injured on the job and need help with your WC claim contact our office at (303)-999-9999 or (303)-835-9342 to schedule a free consultation and speak with one of our highly experienced attorneys. Please also visit our practice area page on Workers’ Compensation here for more information.

 

The information above was found at the Colorado Department of Labor and Employment – Division of Workers’ Comp website. [:]

Categories
Social Security Disability Uncategorized

How to Begin the SSDI Application Process

[:en]Are you are interested in applying for Social Security Disability, but not sure how to go about it? Enlisting the help of an attorney can make navigating the process a lot smoother and more successful the first time applying.

If you are interested in applying for benefits and are interested in having representation, here’s what the process can look like.

The First Step

  • Whether submitting a consultation request form online or calling our office – this is the first step towards getting connected with our Social Security Team. Once a request is submitted or made, we reach out to follow up and get the individual connected with our Social Security Disability attorney and/or paralegals. They will assist you with the application process as well as answer any questions you may have.

Set up a Meeting Time

  • Our team will then schedule a time for you to come down to our offices for a meeting. On a case by case basis, our team can go out to meet the individual if they are unable to travel to our offices. At this initial meeting, the disability benefits application process begins – and you are on your way to (hopefully) receiving disability benefits!

If you or a loved one are interested in applying for Social Security Disability benefits please contact our office at (303)-999-9999 or (303)-835-9342. Please also visit our website at www.boesenlaw.com​ for additional information.

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Categories
Insurance Bad Faith

The Importance of Having Insurance

[:en]While insurance policies can vary from amount to coverage type, these four types of insurance policies are important to consider having. As life happens so do accidents and having these types of policies can be helpful to have in your back pocket.

Auto Insurance

Many states (including Colorado) require that you have some form of auto insurance. However, that doesn’t mean that every driver has adequate coverage. This can be an issue if you find yourself in an accident with an uninsured or underinsured person. Since cars can be an expensive item, having some form of liability coverage as well as bodily injury coverage is important to ensure you aren’t stuck with the full bill if an accident occurs.

We highly recommend also purchasing UM/UIM coverage. Having this additional coverage can save you thousands of dollars in the event that you are hit by a driver with inadequate coverage.

Life Insurance

Having life insurance can help make sure your loved ones are covered in the event of your death. Life insurance policies can cover funeral expenses or any additional debt you still owed before your passing. It can also be paid out to a beneficiary that you designate (such as a spouse, a child, or partner).

Property Insurance

In the event of a fire, weather incident, or an accident that damages your home having property insurance can help cover the cost of repairs or rebuilding if necessary. It can also provide a defense against you losing your property if you are sued.

If you have a mortgage, many financial places require you to have property insurance while you are making payments on your mortgage. If you do not own any property, having renters insurance can help cover any loss of belongings due to burglary, on-premise injury, or another incident.

Health Insurance

We all want to stay healthy but at one point or another, an illness or serious injury can occur. Having health insurance allows you to receive treatment at a more affordable rate.

If you have a job, inquire with your employer if you are eligible to receive health benefits through an employee health plan. If your employer does not often have a health plan, you can also find options through the federal health care system or open marketplace during open enrollment.

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Categories
Worker's Compensation

Receiving Survivor Benefits through WC

[:en]If you have recently lost a loved one due to a Workers’ Compensation injury or occupational illness, you may be entitled to receive survivors benefits through Workers’ Compensation.

 

Here are a few things to keep in mind if you are looking into receiving Survivor Benefits.

 

Eligibility:

Eligibility requirements vary from state to state, consulting with an attorney can help you figure out if you are eligible to receive Survivors Benefits in the state that the death or injury took place.

What qualifies for Survivors Benefits?

One of the main qualifications to see if your loved one’s Workers’ Compensation case qualifies for death benefits is proof that the injury or illness that occurred at work, either caused or was a prominent factor in your loved one’s passing. Having legal representation who has knowledge of the WC system, can help you figure out if your case has a high probability of receiving these benefits.

 

How much can I receive?

The amount can vary, as the percentage is normally calculated on the past employee’s wage, which can also vary by state. Furthermore, if you are receiving benefits through Social Security, a portion may be deducted which lowers the amount that you receive.

 

How much time do I have to make a claim?

Time limits can be very strict, and vary from state to state. It is important to seek legal representation as soon as possible if you feel you might meet the requirements for receiving benefits.

I have further questions, what resources are available to me?

If you have recently lost a loved one due to a WC injury or illness and are interested in inquiring about receiving Survivor’s Benefits, please contact our office at (303)-999-9999 or (303)-835-9342 to schedule a free consultation and speak with one of our highly experienced attorneys. Please also visit our website at www.boesenlaw.com for additional information.[:]