Many people experience car accidents that leave them dealing with injuries and financial stress. With so many vehicles on Arvada’s roads, accidents often happen unexpectedly, and you may be unsure about how to proceed with securing compensation and support.
At Boesen Law, our Arvada personal injury lawyers are dedicated to helping those affected by all types of motor vehicle accidents. With over a decade of experience, our team of experienced lawyers is focused on guiding you through each step of the legal process.
Reach out to our law firm for a no-cost, no-obligation consultation today. Call our personal injury lawyers in the state of Colorado at (303) 999-9999 or contact us online.
We are ready to help you understand your rights, gather crucial evidence, and seek the compensation you deserve, dealing with all aspects of your case while you focus on recovery.
Comprehensive Legal Support for Car Accident Victims in Arvada
We pride ourselves on being a boutique firm that delivers big results, and we’ve helped countless families in Colorado secure rightful compensation for their injuries and other damages.
Here are some of the unique benefits of choosing us to handle your case:
- Free initial consultation: We provide an opportunity to discuss your case and explore your options without any financial commitment.
- Proven track record of success in car accident cases: Our experience and results speak for themselves, with hundreds of millions recovered on behalf of our clients.
- Personalized attention and dedicated support: We develop a personalized legal strategy for your case, ensuring focused attention to its unique details and needs.
- No fee unless we win your case: Our contingency fee structure means we only succeed when you do.
At Boesen Law, a personal injury lawyer in Arvada can help you handle every aspect of your claim, from investigating the case and gathering evidence to negotiating with insurers and dealing with the paperwork. You can rest assured that we’ll prioritize your interests and protect your right to compensation.
How Does the Auto Insurance Process Work in Colorado?
In Colorado, auto insurance operates on a fault-based system, which means that the driver found responsible for an accident is financially liable for damages. This approach allows injured parties to seek compensation directly from the at-fault driver’s insurance, although it can quickly become complex when insurers dispute fault or attempt to downplay the claim’s value. For those involved in a car accident, understanding this process is key to ensuring fair compensation.
Steps in the Insurance Process
- Filing a claim: Once fault is determined, the next step is filing a claim with the at-fault driver’s insurance provider, which initiates an investigation. It’s essential to preserve all evidence from the accident scene to bolster your claim.
- Evaluation of damages: Insurers review accident reports, vehicle damage, and your medical documentation. Comprehensive, well-documented medical records are crucial here; promptly getting medical help after a car accident protects both your health and your claim by ensuring all injuries are properly assessed and recorded.
- Negotiation: It’s common for initial settlement offers to undervalue your losses. Insurance companies may aim to reduce payout amounts, often by assigning partial fault to the injured party or questioning treatment costs. An experienced car accident lawyer at Boesen Law can step in during this stage, countering these tactics and negotiating assertively for fair compensation.
If a settlement cannot be reached, filing a lawsuit is an option. Colorado’s comparative negligence laws mean that any assigned fault on your part can reduce your compensation, making it even more essential to present clear evidence of liability. We will handle the intricacies of this process, improving your chances of a fair outcome.
Do You Need to Hire a Car Accident Attorney?
Deciding to hire a car accident attorney can greatly impact the outcome of your case, particularly when there are severe injuries, disputes over fault, or uncooperative insurance companies. By managing the legal requirements and negotiations, a lawyer enables you to focus on recovery while pursuing the compensation you deserve.
When Liability is Disputed
Insurance companies often try to minimize their responsibility by questioning fault. A lawyer can gather evidence, consult accident reconstruction experts, and present your case convincingly, ensuring that you’re not unfairly assigned a higher percentage of fault, which would reduce your compensation.
Severe Injuries with Lasting Impact
Car accidents resulting in catastrophic injuries require substantial medical care and often have a lasting impact on daily life and earning potential. A lawyer ensures that all costs, including ongoing medical treatment, rehabilitation, and reduced earning capacity, are included in your claim.
Complications with Insurance and Low Settlement Offers
It’s common for insurance companies to offer settlements that cover only a fraction of your expenses. When you work with a lawyer, they handle negotiations directly, advocating for full compensation and handling complex policy limitations. They can identify alternate coverage options or additional policies that may be available to support your claim.
Hiring a lawyer at our law firm in Arvada removes the burden of managing extensive paperwork, dealing with lowball offers, and handling disputes over liability. With professional guidance, you’ll be well-positioned to navigate the process and pursue a fair settlement.
Common Causes of Car Accidents in Arvada
According to the Colorado Department of Transportation, there were 720 people killed in crashes involving a motor vehicle along Colorado public roadways. Typically, these tragic accidents and also minor collisions are caused by one of the following factors:
- Distracted driving
- Drunk driving
- Speeding
- Weather-related conditions
- Running red lights and stop signs
- Vehicle defects
To establish liability and pursue compensation, your car accident lawyer will conduct a thorough investigation to determine the accident’s root cause and gather evidence against the at-fault party.
Common Injuries Resulting from Car Accidents
We have seen how car accidents can lead to a wide range of injuries, from relatively minor cuts to debilitating conditions that alter lives permanently.
After an accident, it’s essential to consider not only immediate injuries but also the potential for long-term consequences. Many injuries require extended medical treatment, which can significantly increase the financial strain on victims. Here are some of the most common injuries people experience:
- Traumatic brain injuries (TBIs): One of the most severe consequences of car accidents, TBIs can occur without a direct head impact. TBIs often require long-term care and specialized rehabilitation, which can greatly increase both the immediate and future costs of your medical treatment.
- Spinal cord injuries and paralysis are life-altering and demand extensive medical care, including surgeries, physical therapy, and adaptive equipment. They also often necessitate lifestyle adjustments, as daily activities may become more difficult or impossible. In addition to medical costs, these injuries can drastically impact your ability to work, further affecting your compensation needs.
- Broken bones and fractures are common in car accidents and can range from minor to severe, often affecting the arms, legs, and ribs. Some fractures heal with standard treatment, but complex breaks may require surgical intervention and lengthy rehabilitation. The impact on mobility and everyday activities, as well as the time needed to recover, can be significant factors in the settlement amount.
- Soft tissue injuries (whiplash): Commonly associated with rear-end collisions, whiplash, and other soft tissue injuries occur when muscles, ligaments, or tendons are overstretched or torn. While these injuries may seem minor initially, they can lead to chronic pain, restricted movement, and ongoing discomfort.
- Internal injuries can have life-threatening consequences if untreated, making it vital to include these costs in your claim to cover the full extent of necessary medical care.
- Cuts, bruises, and lacerations may appear less serious, deep lacerations can result in extensive blood loss, infection, and permanent scarring. Treatment for serious cuts often involves stitches, possible reconstructive surgery, and in some cases, physical therapy to regain strength or mobility.
When building your case, your car accident lawyer will document each injury’s effect on your life, from medical expenses to changes in your day-to-day activities. Comprehensive documentation ensures that you pursue a settlement reflecting both immediate and future needs, helping you focus on recovery without the worry of ongoing financial stress.
Steps to Take After a Car Accident in Arvada
Knowing what to do after a car accident can be difficult, but taking the right steps promptly will help you build a strong case and protect your interests. Here’s what we recommend:
- Ensure safety and seek medical attention: Prioritize your health by getting checked by medical professionals, even if injuries seem minor. Keep all medical records and bills.
- Report the accident to the police and obtain a report: An official report provides valuable documentation of the incident and serves as evidence to support your claim.
- Document the scene with photos and notes: Capture evidence of the injuries sustained and other details like vehicle positions, damages, and road conditions.
- Gather contact information from witnesses and other parties involved: To support your claim with reliable statements and resolve fault disputes.
- Notify your insurance company: Inform your insurer about the accident, but avoid giving unnecessary details without speaking with a lawyer first.
Moreover, contacting an experienced car accident lawyer at Boesen Law is essential to ensure the viability of a future claim. We offer free, in-person consultations to help you understand your rights after a car accident and create a legal strategy.
Understanding Car Accident Liability in Colorado
Establishing liability is necessary for any personal injury claim, as this determines who is responsible for damages and compensation. In Colorado, the comparative negligence rule significantly impacts the process of determining liability:
Comparative Negligence Rule
Colorado follows a comparative negligence rule, as per C.R.S. § 13-21-111. This means you are still eligible for compensation even if you were partially at fault for the accident (as long as your percentage of fault is less than 50%).
However, this rule affects compensation. Depending on your percentage of fault, your compensation will be reduced accordingly: for example, if you‘re found to be 20% at fault, your compensation will be reduced by 20%.
To reduce or eliminate the impact of comparative negligence in your case, our lawyers gather comprehensive evidence to establish the other party’s fault. We collect witness statements, police reports, accident scene photos, and other critical evidence to clearly demonstrate their negligence and strengthen your claim.
Types of Compensation Available for Car Accident Victims
Victims of car accidents may be entitled to various types of damages, including:
- Medical expenses (past and future): Covers the costs of medical treatment, surgeries, and rehabilitation.
- Lost wages and loss of earning capacity: Compensates for income lost due to the inability to work and potential future earnings.
- Pain and suffering: Accounts for physical pain and emotional distress endured by the victim.
- Property damage: Reimburses for damage to your vehicle and personal belongings.
- Emotional distress: Addresses psychological impacts such as anxiety, depression, and PTSD.
Your attorney will consider all the damages resulting from the accident, including medical expenses, lost wages, pain and suffering, and in cases of wrongful death, the emotional and financial impact on surviving family members. They will fight for a fair amount of compensation that truly covers all your needs during this difficult time.
How Much Can You Expect from a Car Accident Settlement?
Several factors influence the value of a car accident settlement, such as:
- Severity of injuries and medical costs: More severe injuries typically lead to higher compensation due to increased medical expenses and impact on daily life.
- Impact on quality of life and ability to work: The extent to which the injuries affect your lifestyle and employment can significantly influence the settlement amount.
- Evidence of negligence and fault: Strong evidence supporting your claim leads to a more favorable settlement.
- Insurance policy limits: The available coverage from insurance policies will cap the total compensation you receive.
If you’re wondering how much your case could be worth, don’t hesitate to schedule a free consultation with us. We can discuss real case results of past settlements we’ve helped others recover in similar cases, and give you a realistic estimate of what you could expect.
Time Limits for Filing a Car Accident Claim in Colorado
In Colorado, the statute of limitations for personal injury cases is generally three years from the date of the accident, as stated in C.R.S. § 13-80-101.
Additionally, there are certain exceptions to this rule depending on your case’s circumstances. Remember that failing to build a compelling case and file a personal injury lawsuit within this timeframe will potentially bar you from recovering compensation.
Contacting an attorney promptly ensures that your claim is filed on time and that all necessary legal steps are taken to protect your rights and interests.
Contact a Dedicated Car Accident Lawyer in Arvada Today – Available 24/7 for Our Clients
After a car accident in Arvada that was caused by someone else’s fault, reaching out to the experienced team of lawyers at Boesen Law will take you one step closer to receiving rightful compensation. With decades of experience and a successful track record of securing favorable settlements for injured individuals, we can make all the difference in your case.
To schedule a free consultation, discuss your case, and explore your legal options, contact us today.
Reach out to our law firm for a no-cost, no-obligation consultation today. Call our personal injury lawyers in the state of Colorado at (303) 999-9999 or contact us online.