Golf cart accidents aren’t confined to golf courses anymore. Across Colorado Springs—especially in resort communities, retirement neighborhoods, and HOA-managed developments—these carts are used daily for short trips and local errands. Yet when something goes wrong, victims often discover that liability is murky, insurance coverage is unclear, and the injuries are anything but minor.
At Boesen Law, your attorney takes over every aspect of that investigation—collecting surveillance footage before it’s deleted, reviewing HOA policies, and interviewing witnesses who saw the crash unfold. We’ve seen how quickly property owners and insurers try to shift blame when carts operate off-road or in mixed-traffic areas, and we know how to counter those tactics with documentation and expert analysis.
Reach out to our law firm for a no-cost, no-obligation consultation today. Call our personal injury lawyers in the state of Colorado at (303) 999-9999 or contact us online.
How Your Attorney at Boesen Law Can Help After a Golf Cart Accident
Our Colorado Springs personal injury team doesn’t just file paperwork and hope for the best. We build your case from the ground up, with the kind of thorough investigation and strategic preparation that makes insurers and defense attorneys take notice. We know that golf cart accidents are often dismissed as minor incidents, but we’ve seen firsthand how devastating they can be—and we’re here to make sure your injuries are taken seriously and your losses are fully compensated.
When you hire a golf cart attorney at Boesen Law, here’s exactly what your attorney will do to protect your rights and maximize your recovery:
- Secure physical and digital evidence before it can be altered or lost, including property surveillance, cart inspection records, and witness statements.
- Identify all liable parties, from the driver and property owner to the HOA, resort, or maintenance company that failed to enforce safe operation.
- Document your injuries and recovery path through detailed medical records, trauma specialist evaluations, and proof of rehabilitation needs.
- Review all insurance coverage to prevent low settlements and make sure no available policy goes unused.
- Calculate full lifetime costs, including surgery, mobility aids, and lost earning potential—not just immediate medical bills.
As attorney Jon C. Boesen notes, “Golf cart injuries can be as severe as car accidents. The difference is, the protection just isn’t there—so the investigation has to be stronger.” Your attorney’s goal is to prove how the accident happened and changed your life. That evidence becomes the foundation for demanding the compensation you need to move forward.
Common Causes of Golf Cart Accidents in Colorado Springs
The U.S. Consumer Product Safety Commission reports that between 2017 and 2021, adults aged 65 and older experienced an annual average of 5,400 emergency department-treated injuries while using golf carts.
The total number of injuries is higher when all age groups are included, and these numbers have increased as golf carts are used beyond golf courses and share paths with cars, pedestrians, and cyclists.
Frequent Causes We See in Colorado Springs
In most cases, golf cart crashes stem from avoidable safety lapses that expose both drivers and passengers to severe harm, including:
- Unsafe driving or speeding: Golf carts can reach 20–25 mph, and operators often underestimate braking distance or oversteer on uneven terrain.
- Negligent maintenance: Worn brakes, faulty steering systems, and missing safety features frequently contribute to rollover accidents.
- Improper roadway use: Many HOA or resort communities allow golf carts on streets without adequate signage or separation from regular traffic.
- Overloading or sharp turns: Extra passengers and unbalanced weight make carts prone to tipping, especially downhill.
- Impaired or distracted driving: Even though they seem low-risk, intoxicated or distracted operation is a common cause of crashes.
Injuries and Long-Term Consequences
Because golf carts lack seatbelts, roll bars, and airbags, riders are exposed to the same forces as high-speed collisions—without any of the protection. The result is often catastrophic trauma that demands immediate medical intervention and years of ongoing care.
We work with medical experts to understand the full scope of your recovery: what treatments you’ll need next month, next year, and potentially for the rest of your life. That’s how we build compensation claims that reflect reality, not just what an insurance adjuster wants to pay.
Common injuries we see in golf cart crashes include:
- Traumatic brain injuries and concussions: Even low-speed ejections can cause lasting cognitive impairment, memory loss, and chronic headaches.
- Fractures and spinal injuries: Broken bones, herniated discs, and spinal cord damage often require surgery and long-term physical therapy.
- Crush injuries: When a cart rolls or tips, passengers can become trapped beneath the frame, leading to severe tissue damage and amputation risk.
- Severe lacerations and disfigurement: Sharp edges, pavement contact, and ejection from the cart can cause deep cuts, scarring, and permanent disfigurement.
- Soft-tissue and back injuries: Whiplash, ligament tears, and chronic pain conditions may not appear immediately but can limit mobility and work capacity for years.
Your attorney at Boesen Law will document every aspect of your injury. Not just to prove fault, but to show how the accident has changed your day-to-day life. That evidence becomes the foundation for demanding full and fair compensation.
Compensation You Can Recover
Insurance companies routinely undervalue golf cart injury claims, treating them as though they’re no more serious than a slip-and-fall. That’s not how we approach your case. Your attorney will quantify every financial and personal loss linked to your injury, building a claim that reflects the true cost of what you’ve lost and what you’ll continue to face in the months and years ahead.
Depending on the evidence and the severity of your injuries, recoverable compensation may include:
- Medical expenses: Emergency room care, diagnostic imaging, hospitalization, surgery, and rehabilitation.
- Future treatment costs: Long-term physical therapy, follow-up surgeries, assistive devices, and home modifications.
- Lost wages and reduced earning potential: Compensation for time missed from work and any permanent disability that limits your ability to earn a living.
- Pain and suffering: Damages that reflect lasting physical pain, emotional trauma, loss of enjoyment of life, and reduced quality of life.
- Punitive damages: In cases where the driver, property owner, or maintenance contractor acted with reckless disregard for safety, Colorado law allows for additional damages designed to punish and deter future misconduct.
We don’t settle for what’s easy—we fight for what’s right. That means holding every responsible party accountable and making sure no available insurance policy goes unused. Your recovery depends on it.
Legal Deadlines for Filing a Golf Cart Accident Claim
In Colorado, most personal injury claims must be filed within two years, or three years if the crash involved a motor vehicle, under C.R.S. § 13-80-102. Evidence collection, medical evaluations, and expert coordination all take time, which is why our attorneys begin preparing immediately after taking your case.
If your case involves a resort or HOA, contractual deadlines may apply even sooner. Boesen Law’s team has experience navigating those internal reporting procedures while preserving your right to full civil recovery.
Why Hire Boesen Law for a Colorado Springs Golf Cart Accident
At Boesen Law, we’ve represented clients across El Paso County who suffered catastrophic injuries in vehicle and recreational accidents for decades. Our attorneys combine litigation experience with deep knowledge of Colorado negligence law to build claims that withstand insurers’ resistance and defense scrutiny.
When we investigate your case, our attorneys gather maintenance logs, witness statements, and property policies to determine the root cause and identify who bears legal responsibility. We handle the legwork so you can focus on healing.
As shown in our case results, our firm has recovered millions for injured Coloradans. We fight aggressively to hold negligent parties accountable, negotiate with insurers for full compensation, and ensure every client understands their legal options throughout the process.
Schedule a Free Consultation
If you were injured in a golf cart accident anywhere in Colorado Springs, an attorney at Boesen Law can review your records, determine liability, and explain your legal options during a free consultation. You pay nothing unless we win compensation for you.
Contact us today to schedule your free case review.
Frequently Asked Questions About Golf Cart Accident Claims in Colorado Springs
Are golf cart accidents treated like car accidents under Colorado law?
In Colorado, golf carts aren’t classified as motor vehicles, which means accidents involving them aren’t treated the same as standard car accidents. However, under some circumstances, they may be handled under negligence law, and if the crash occurs on private property, claims often fall under premises liability. Your attorney will determine the appropriate claim type.
What kind of insurance covers golf cart accidents?
Coverage depends on the setting and vehicle use. Homeowner’s or commercial property insurance may apply if the accident occurred on private property, while auto insurance might apply if the cart was registered for street use. Because policies often exclude certain off-road vehicles, your attorney will review each policy to identify every possible source of recovery.
What if I were a passenger in the golf cart when it crashed?
Passengers frequently qualify for compensation if another person’s negligence caused the crash, whether that was the cart driver, a property owner, or a negligent maintenance company. Even if you knew the driver, you can still pursue recovery through their liability coverage without directly suing them.
Do I need proof that the golf cart was defective to have a case?
No. Most cases arise from driver negligence or unsafe property conditions, not manufacturing defects. However, if your attorney suspects a mechanical or electrical failure, such as a brake malfunction, they may include a product liability claim against the manufacturer or maintenance provider.
What if my accident happened on a resort or HOA property?
Golf cart accidents in resorts or gated communities often involve shared liability between the driver, the property owner, and the management company. Your attorney will review the HOA bylaws, maintenance records, and surveillance footage to determine whether the property failed to enforce safety standards or ignored prior incidents.
How long do I have to file a golf cart injury claim in Colorado Springs?
Most personal injury lawsuits must be filed within two years under C.R.S. § 13-80-102, though vehicle-related cases allow up to three years. Resort or HOA-related claims may have shorter notice requirements, which is why contacting a lawyer immediately protects your rights.
What compensation can I expect from a golf cart injury claim?
Compensation varies based on injury severity and long-term effects. Common categories include medical bills, rehabilitation, lost wages, diminished earning capacity, and pain and suffering. In serious or preventable cases, punitive damages may be available.
How does Boesen Law handle golf cart accident cases differently?
Your attorney leads every stage of your case, including investigation, expert consultation, and negotiation, so that you have one dedicated point of contact. Our firm has recovered millions for Colorado clients by combining medical documentation, accident reconstruction, and life-care planning to show the full impact of an injury.
Reach out to our law firm for a no-cost, no-obligation consultation today. Call our personal injury lawyers in the state of Colorado at (303) 999-9999 or contact us online.
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