Workers’ Compensation: Receiving Benefits
When you are injured on the job, the workers’ comp process can oftentimes be a stressful and confusing process. While having legal representation can make things a lot easier, it is important to know what benefits you may be entitled to as a worker, whether you hire a representative or not.
Payment of Medical Bills
If your injury claim is accepted by the insurance company, all medical treatment that is considered necessary will be billed to your employer’s insurance company. Understanding the role of an insurance company in this process is crucial, as they are responsible for evaluating claims and determining which treatments are covered. Under Colorado law, the company is required to make payments or let you know within thirty (30) days why they will not be making a payment for a certain treatment.
Wage Loss
If you end up missing more than three (3) days or shifts of work due to an injury, you may be entitled to start receiving disability benefits starting upon your 4th missed day or shift of work. These payments are called “Temporary Disability” payments and are to be paid every two weeks by your employer. These payments will be what is two-thirds (⅔) of your weekly wage – usually a benefit calculator is used to determine the correct amount to be paid to the injured worker.
Settlement
You may be also entitled to additional compensation upon the end of your claim. Keep in mind however that any payment may be offset, based on what your employer has already paid for lost wages.
Have a WC claim?
If you or a loved one have been injured on the job and need help with your WC claim contact our office at to schedule a free consultation and speak with one of our highly experienced workers compensation lawyers.
The information above was found at the Colorado Department of Labor and Employment – Division of Workers’ Comp website.