If you’re struggling to secure SSDI or SSI benefits, or if your claim has been denied, Boesen Law is here to help. Our experienced Denver Social Security Disability lawyers have decades of success navigating the SSD system, assisting countless clients in obtaining the benefits they deserve. These benefits can be essential for covering medical expenses, household bills, and daily living costs. Whether you’re filing an initial claim or appealing a denied application, our dedicated team is ready to advocate for your rights and guide you toward the best possible outcome.
Reach out to our law firm for a no-cost, no-obligation consultation today. Call our personal injury lawyers in the state of Colorado at (303) 999-9999 or contact us online.
The U.S. federal government’s Social Security disability (SSD) program was established to provide financial assistance to individuals who cannot work due to disabilities. There are two main types of SSD benefits one can receive: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
If you find yourself facing a denied claim or need assistance with the application process, our experienced Denver personal injury lawyers at Boesen Law can help. We understand the intricacies of the SSD program and are dedicated to advocating for your rights. Our team will guide you through the process, ensuring that you have the best chance of securing the benefits you deserve.
Unfortunately, many people—even those who are legitimately qualified to receive SSD benefits—have trouble navigating the complex Social Security system. To make matters worse, the Social Security Administration (SSA) frequently denies first-time claims. In fact, the SSA reports that, on average, more than half of Social Security disability claims are denied the first time they are submitted.
Types of Disability Benefits in Denver, CO
The Social Security Administration (SSA) offers several types of disability benefits, primarily categorized under Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Additionally, there are other specialized programs available for specific groups. Below are the key types of disability benefits:
1. Social Security Disability Insurance (SSDI)
Available to individuals who have worked and paid Social Security taxes (FICA) for a sufficient period to earn work credits. SSDI provides benefits to disabled workers and, in some cases, their dependents (spouses or children). Eligibility requires a qualifying disability that prevents substantial gainful activity (SGA).
2. Supplemental Security Income (SSI)
A needs-based program for individuals with limited income and resources. SSI is available to disabled adults, disabled children, and people over 65 without sufficient work history. It provides monthly financial assistance for basic needs like food, shelter, and clothing.
3. Other Specialized Programs
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Disabled Adult Child (DAC) Benefits: For adults who became disabled before age 22. Benefits are based on a parent’s Social Security earnings record, and the parent must be receiving Social Security retirement/disability benefits or be deceased.
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Disabled Widow(er)’s Benefits (DWB): Available for individuals aged 50 to 60 who become disabled within seven years of their spouse’s death.
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SSI for Children: Specifically for disabled children under 18 years old (or under 22 if still attending school). Eligibility depends on the family’s income and financial resources.
Each program has specific eligibility criteria, application requirements, and benefits. At Boesen Law, our experienced Denver Social Security Disability attorneys can help you determine which program applies to your situation and guide you through every step of the claims process.
Defining Disability Under Colorado Law
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Colorado, applicants must meet strict eligibility criteria established by the Social Security Administration (SSA). While the two programs differ in certain areas—such as work history and financial need—both require proof of a qualifying disability as defined by federal law.
The SSA defines a disability as a medically determinable physical or mental impairment that:
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Prevents you from engaging in substantial gainful activity (SGA);
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Has lasted or is expected to last for at least 12 months, or result in death; and
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Is supported by credible medical evidence from licensed healthcare providers.
Importantly, the SSA does not provide benefits for partial or short-term disabilities. To be considered disabled, you must also:
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Be unable to perform the work you did prior to your condition; and
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Be unable to adjust to other types of work due to your medical limitations.
The SSA evaluates your ability to engage in SGA using monthly income thresholds. For 2022, these limits were:
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$1,350 per month for non-blind individuals
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$2,260 per month for individuals who are blind
At Boesen Law, our experienced disability attorneys understand how challenging it can be to navigate the SSA’s complex requirements. Whether you’re applying for benefits or appealing a denied claim, we’re here to guide you every step of the way and help you secure the support you deserve.
Understanding the Social Security Disability Process
Applying for Social Security Disability benefits can be complex, and understanding each step of the process is essential to improving your chances of success. Whether you’re applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you must meet specific eligibility requirements set by the Social Security Administration (SSA).
For SSDI, eligibility depends on your work history—you must have worked long enough and recently enough in jobs covered by Social Security. SSI, on the other hand, is based on financial need, so applicants must have limited income and resources regardless of their employment history.
In both programs, you must also have a medically determinable physical or mental impairment that significantly limits your ability to perform substantial gainful activity (SGA). The SSA requires detailed medical evidence to support your claim, including documentation from licensed healthcare providers.
How Long Does It Take for SSDI or SSI Claims to Be Processed?
The time it takes to process a Social Security disability claim varies widely. On average, it takes about three to five months from the date of application for the SSA to make an initial decision. However, delays can occur depending on the complexity of your case, the completeness of your documentation, and the volume of claims being processed.
Expedited Processing Through Compassionate Allowances (CAL)
Some claims may qualify for faster processing through the SSA’s Compassionate Allowances (CAL) program, which identifies applicants with severe medical conditions that clearly meet SSA disability standards. You do not need to submit a separate application for CAL—SSA automatically screens applications for potential eligibility and expedites the review process accordingly.
Social Security Disability Insurance vs. Supplemental Security Income
While both SSDI and SSI provide financial assistance to disabled individuals, the programs serve different purposes and have different eligibility requirements.
Social Security Disability Insurance (SSDI)
SSDI benefits are available to disabled individuals who have earned sufficient work credits through employment or self-employment and who meet all other eligibility requirements. To qualify, you must have worked long enough and recently enough in jobs covered by Social Security.
Supplemental Security Income (SSI)
SSI is a needs-based program available to disabled individuals, those 65 or older, or individuals who are blind, regardless of work history. To qualify, you must have limited income, means, and resources. Unlike SSDI, there is no work credit requirement for SSI.
Determining SSDI Eligibility in Colorado
Social Security Disability Insurance (SSDI) provides financial assistance to individuals who have paid into the Social Security system but can no longer work due to a disabling injury or illness. To qualify, you must have a total disability—meaning you are unable to perform any substantial work, not just the job you held before becoming disabled.
The disability must stem from a serious medical condition expected to last at least one year or result in death. Whether the condition is physical or mental, it must be diagnosed through accepted medical methods, and your claim must be supported with appropriate medical evidence.
What to Do If Your SSD Claim Is Denied
Receiving a denial from the Social Security Administration (SSA) after applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) can be discouraging—but it’s not the end of the road. In fact, nearly 60% of initial SSD claims are denied. However, this doesn’t mean you’re not eligible for benefits.
Do Not Refile—Appeal Instead
If your claim is denied, it’s important not to start over by filing a new application. Instead, you should appeal the decision. Filing an appeal allows your case to be reviewed more thoroughly, and it often increases your chances of success. In fact, studies show that applicants are more likely to receive benefits through the appeals process than by submitting a new claim.
At Boesen Law, we are here to guide you through every step of the appeals process. Our experienced Denver Social Security disability attorneys can help gather and present strong medical evidence, identify any errors in your original application or SSA’s review, and ensure all necessary documentation is in place.
Common Reasons for SSD Claim Denials
There are several reasons why SSDI or SSI claims may be denied. Some of the most common include:
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Insufficient medical evidence
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Condition does not meet the SSA’s definition of “disability”
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Earning more than the substantial gainful activity (SGA) limit
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Errors or omissions in the application
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Missing documentation or medical records
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A history of previous claim denials
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Failure to follow prescribed treatment
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Lack of cooperation with the SSA
While some denials are valid, many stem from preventable mistakes or missing information. That’s why having knowledgeable legal support during the appeals process is essential.
SSDI and SSI Benefit Changes in Colorado for 2024
In 2024, the Social Security Disability Insurance (SSDI) monthly benefits increased by 3.2% due to a Cost-of-Living Adjustment (COLA), raising the maximum SSDI monthly payment to $3,822, up from $3,627 in 2023. On average, SSDI beneficiaries in Colorado will receive about $1,780 per month.
Similarly, Supplemental Security Income (SSI) recipients will also see an increase, with the federal SSI benefit now set at $943 per month. These changes help recipients offset rising living expenses. Additionally, SSDI recipients can now earn up to $1,550 per month while maintaining eligibility, and blind individuals can earn up to $2,590 per month without losing benefits.
If you’re unsure about how these changes affect your eligibility or benefits, consulting an experienced Social Security Disability lawyer is crucial to navigating the latest guidelines.
Why Choose Boesen Law for Your Social Security Disability Claim?
Whether you’re applying for SSDI or SSI benefits for the first time or appealing a denied claim, Boesen Law is here to guide you through every step of the process. Statistics show that individuals who work with experienced Social Security Disability attorneys are more likely to have their applications approved.
At Boesen Law, our Denver Social Security Disability lawyers will:
- Thoroughly review your application to identify and correct any errors that might delay or jeopardize your claim.
- Determine your eligibility for SSDI, SSI, or both programs to ensure you’re applying for the right benefits.
- Gather necessary documentation and evidence to build a strong, compelling case on your behalf.
If your SSD claim has been denied, the appeals process can feel overwhelming. Our attorneys understand the intricacies of SSD appeals and will:
- Handle all aspects of your appeal, including filing paperwork and meeting deadlines.
- Present supporting medical evidence and other critical documentation.
- Advocate for your rights in hearings and before administrative judges.
Why Clients Trust Boesen Law:
- No Upfront Costs: You only pay if we successfully secure your benefits.
- Multilingual Support: Our team can assist you in English, Spanish, and Russian.
- Personalized Attention: We offer free, no-obligation consultations to address your concerns and outline the next steps.
At Boesen Law, we are committed to helping you navigate the Social Security Disability system with confidence and clarity. Contact us today to schedule your free consultation and take the first step toward securing the benefits you deserve.
Disability FAQs
What is the Difference Between SSDI and SSI?
SSDI benefits are based on your work history and the Social Security taxes you’ve paid, while SSI is a needs-based program for individuals with limited income and resources, regardless of work history.
How Long Does the Disability Claims Process Take?
The SSA typically takes 3 to 5 months to make a decision on an initial claim. However, the process may take longer if additional medical evidence or appeals are required.
What Should I Do If My SSD Claim is Denied?
If your claim is denied, don’t give up. You have the right to appeal. Boesen Law can guide you through every stage of the appeals process, from reconsideration to hearings before an Administrative Law Judge.
What Are Common Reasons for SSD Claim Denials?
The most common reasons include insufficient medical evidence, errors in the application, or earning too much income. Our team can help identify and address these issues to strengthen your case.
Reach out to our law firm for a no-cost, no-obligation consultation today. Call our personal injury lawyers in the state of Colorado at (303) 999-9999 or contact us online.
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