How Much Is a Back Injury Worth in Colorado?

April 13, 2025

If you’ve suffered a back injury on the job in Colorado, one of the first questions you probably have is: How much is my case worth? Workers’ compensation claims vary based on the severity of the injury, the cost of treatment, time off work, and the impact the injury has on your future.

At Boesen Law, our workers compensation lawyers helped hundreds of injured workers across Colorado secure the benefits they deserve after a serious back injury. While every case is unique, there are several key factors that can help estimate the potential value of your claim.

Type and Severity of the Back Injury

The nature of your injury is one of the biggest factors in determining compensation. Common workplace back injuries include:

  • Herniated or bulging discs
  • Lower back strains and sprains
  • Spinal fractures
  • Nerve impingement or sciatica
  • Chronic back pain from repetitive stress

A mild muscle strain may result in only a few weeks off work and minimal medical treatment, while a herniated disc requiring surgery and rehab could lead to months of recovery, long-term disability, and ongoing care.

Medical Expenses

Workers’ compensation should cover all reasonable and necessary medical expenses related to your back injury. This includes:

  • Emergency care and diagnostics (MRI, X-rays)
  • Doctor visits and follow-ups
  • Physical therapy
  • Medications
  • Surgery (if needed)

The total cost of your medical treatment plays a major role in the value of your claim. The more extensive the care, the higher the value.

Temporary and Permanent Disability Benefits

If your injury forces you to miss work, you may be entitled to temporary disability benefits while you recover. These payments are typically two-thirds of your average weekly wage, up to a maximum set by Colorado law.

If your injury results in permanent impairment, you may also qualify for:

  • Permanent Partial Disability (PPD): Based on the impairment rating assigned by your doctor and calculated using a formula under Colorado law.
  • Permanent Total Disability (PTD): If you are unable to return to any kind of work, you may receive benefits for life.

Lost Wages and Earning Capacity

Lost income from being unable to work temporarily or permanently is another key element. If your back injury reduces your ability to earn in the future (e.g., you’re no longer able to do heavy lifting or return to your previous job), this loss may increase your claim’s overall value.

Vocational rehabilitation may also be available if you need to retrain for a new position.

Future Medical Costs

In more serious back injury cases, ongoing medical care may be needed even after a settlement. This could include pain management, periodic physical therapy, injections, or even future surgeries. Future costs should be considered in your total compensation.

Settlements and Lump Sum Payments

Some workers’ compensation claims are resolved with a settlement. This may be a lump sum that includes future wage loss and medical expenses. While settling can bring closure and financial relief, it’s important to ensure the amount truly covers your long-term needs.

Having an experienced attorney like the team at Boesen Law is critical when negotiating a fair settlement.

Average Back Injury Settlement in Colorado

While there’s no exact average, many Colorado back injury claims range from $20,000 to $100,000+, depending on the severity and the long-term impact. Cases involving surgery or permanent disability often settle on the higher end.

How Boesen Law Can Help

Back injury claims are complex, and insurance companies often look for ways to minimize what they pay. At Boesen Law, our experienced workers’ compensation attorneys will:

  • Gather and organize medical records and wage data
  • Work with doctors to establish your level of impairment
  • Negotiate aggressively for a fair settlement
  • Represent you in hearings if your claim is denied or disputed

We’re committed to helping you recover physically, financially, and emotionally.

📞 Call Boesen Law today at (303) 999-9999 for a free consultation with a Denver back injury lawyer.