Snowy Conditions Make for Perilous Commute

September 07, 2026

The first real storm of the season does more damage than the blizzard in February. Nobody has adjusted yet, the tires that were fine in September are still on the car, and an on-ramp everyone takes at sixty starts putting vehicles sideways. Along I-25 through the Tech Center and on the US 36 approach toward Boulder, the crashes that follow all look the same from the shoulder: a line of stopped traffic, hazard lights, and two drivers standing apart from each other agreeing that the road was terrible. Our Denver car accident lawyers at Boesen Law handle these claims every winter.

The original version of this post described one snowy Monday in 2019, a derailment in Aurora, and delays across the Front Range. That weather melted years ago. What the post never answered is the question people actually have after a winter collision, which is whether anybody can be held responsible when the road was so obviously the problem. This version answers it.

Snow Is a Condition, Not an Excuse

Colorado fixes the lawful speed by what the road is doing, not by what the sign says. Colorado’s basic speed law, C.R.S. § 42-4-1101, judges a driver against whatever the road is doing at that hour, so a number posted for dry pavement in daylight stops being lawful the moment the surface turns white. A driver doing forty in a whiteout can be speeding in the only sense that matters.

The same idea reaches past speed. Drivers are expected to keep their vehicles under control, to leave room appropriate to the surface, and to equip the car for the season they are driving in. None of those duties are suspended because it snowed.

Insurers argue the weather anyway. The claim usually arrives as an act of God theory, the suggestion that the storm caused the collision and no person could have prevented it. That argument asks a jury to accept that snow in Colorado between October and May is an unforeseeable event. It rarely survives contact with the facts, because the storm did not choose a speed, a following distance, or a set of tires.

For answers to your questions, call:
(303) 999-9999

The Traction Law Most Drivers Have Never Read

This is the part of winter driving that carries real legal weight, and most people could not describe it.

CDOT can put a Passenger Vehicle Traction Law in force on any state highway when conditions call for it. Drivers are told through highway signage, through the COtrip road conditions site, and through the department’s alert service. While the traction law is active, every vehicle has to satisfy one of these:

  • All-wheel or four-wheel drive with mud and snow tires, marked M+S, M/S, or with the mountain-snowflake icon, carrying at least 3/16-inch tread depth
  • All-wheel or four-wheel drive with winter tires bearing those same markings and the same 3/16-inch tread depth
  • All-wheel or four-wheel drive with an all-weather rating from the manufacturer and 3/16-inch tread depth
  • Chains, or an approved alternative traction device

When a storm deepens, CDOT escalates to the Passenger Vehicle Chain Law, the final measure before a highway closes outright. At that point chains or an approved alternative are required on every vehicle, whatever it drives through.

The penalties look small written down. Non-compliance draws a $100 fine with a $33 surcharge. Where the non-compliant vehicle ends up blocking a travel lane in one or both directions, it becomes a $500 fine with a $157 surcharge.

In a civil claim the fine is the least interesting part. A driver running bald summer tires during an active traction law has broken a safety rule written to prevent the exact collision that followed, and that fact is worth far more to an injured person than the citation is to the state. It is also the reason the tires on both cars deserve a photograph before either one is towed.

Where Front Range Winter Crashes Cluster

Winter collisions repeat in a small number of places.

  1. Bridge decks and overpasses. Air moves under an elevated span on both sides, so it gives up heat faster than the road leading onto it. Drivers meet ice at the one point where they have no warning and no shoulder.
  2. The first storm of the year. Habits from September are still in force. Following distances are short, tires are old, and nobody has remembered yet how long stopping takes.
  3. Chain reactions on the interstates. One spin-out stops a lane, and vehicles arriving behind it at highway speed cannot shed the momentum. Multi-car pileups on I-25 and I-70 are the winter crashes that produce catastrophic injuries.
  4. Merges, ramps and curves. Any place a driver has to change speed or direction is where marginal traction stops being enough.
  5. Behind the plows. Spray blanks the windshield, visibility drops to nothing for several seconds, and drivers pass in the one lane that has not been treated.
  6. The mountain corridor. Traffic bound for the resorts mixes drivers with chains and winter tires against rental cars that have neither.

Each of those has a different explanation behind it, and the explanation is what a claim is built on. Boesen Law works out which one applies before the vehicles are repaired.

When Everyone Blames the Snow, Fault Still Gets Assigned

Colorado splits responsibility by percentage rather than deciding a single villain. Under C.R.S. § 13-21-111 an award falls by whatever share of blame is placed on the injured person, and it is extinguished once that share reaches the share carried by the driver being sued. Because the bar sits at that midpoint, a few percentage points move real money, and the argument about them is the case.

That is why the defense in a snow crash is nearly always about you. Your speed, your tires, your following distance, whether you had somewhere better to be that night. Those arguments are answerable, but they are answered with evidence rather than with indignation.

Pileups add a second question. Which vehicle struck which, and in what order, sorts out whose policy pays and how much of it is available. The sequence comes out of the damage patterns, the resting positions, and the accounts of drivers who were not part of the first impact, and it gets harder to establish every week the cars sit in different body shops.

What to Do After a Crash on Snow or Ice

The scene of a winter crash is dangerous in a way that an ordinary collision is not, because the traffic still arriving cannot stop either.

  1. Get clear of the travel lane first. If the vehicles move, move them. If they do not, get people behind a barrier rather than standing between cars.
  2. Report it even when the damage looks minor. A contemporaneous report fixes the date, the location, and the conditions while nobody is arguing about them yet.
  3. Photograph the tires on both vehicles. Tread depth is the single most useful photograph nobody takes, and it disappears the moment either car is repaired or sold.
  4. Photograph the surface, not just the damage. Include a wide frame showing the lane, the sky, and whether the road had been treated.
  5. Write down whether a traction or chain law was active. The COtrip site and the 511 line carry conditions in real time, and what was in force at that hour is verifiable afterward.
  6. Collect names before anyone leaves. In a pileup the drivers scatter quickly, and the person who saw the first impact is often not one of the people you exchanged information with.
  7. Get examined promptly. Cold and adrenaline together hide a great deal, and an injury recorded days later invites an argument about what caused it.

If you were hurt in a winter collision, a free, in-person consultation is the fastest way to find out which of these still matter in your case.

An Attorney’s View on Winter Crash Claims

Dennis P. Walker handles personal injury and insurance claims at Boesen Law and is a member of the Colorado Trial Lawyers Association. He notes:

“Snow hands everybody an excuse, and the carrier’s first letter almost always takes it. The storm did not pick a speed. It did not pick a following distance, and it did not decide back in October whether that car was getting new tires. Those were decisions a person made. What I want in the file early are photographs of the tread on both vehicles and a record of what the highway was operating under that morning, because six weeks on both cars are repaired and all that is left is two drivers agreeing the road was slick.”

The injuries that come out of these crashes are not evenly distributed. A low-speed slide into a bumper produces one kind of claim. A pileup at interstate speed produces traumatic brain injuries, spinal damage, and the sort of file that has to be valued across decades rather than months. Where a commercial vehicle is in the chain, a truck accident claim brings its own coverage and its own preservation deadlines.

What Cases Like Yours Have Recovered

Boesen Law recovered $4,100,000 for a client seriously injured in a Colorado truck accident. The firm also recovered $1,025,000 for a client caught in a four-car chain reaction, whose earlier spinal injuries were aggravated, who showed concussion signs at the hospital, and who afterward needed treatment for depression and anxiety. Our case results set out the range these claims reach.

Contact a Denver Car Accident Lawyer at Boesen Law

If an insurer has already told you that the weather caused your collision, that is a position rather than a finding, and it is one that tends to soften once somebody asks what the other driver was doing and what they were driving on.

Our experience is the difference that gets results. Our attorneys and staff work with clients in English, Spanish, and Russian, somebody is reachable at any hour, and there is no attorney fee unless we recover compensation for you. Contact Boesen Law to arrange a free, in-person consultation. Bring the photographs from the scene, the repair estimate, and anything showing when the tires on your car were last replaced.

FAQs About Winter Driving Crashes in Colorado

If the road was icy, is anyone at fault?

Usually somebody is. Ice explains why a vehicle lost traction, but it does not explain why the driver was going fast enough to lose it, following closely enough that stopping was impossible, or driving on tires that had no grip left. Colorado law asks what a reasonable driver would have done given the conditions in front of them, and the honest answer is frequently that they would have slowed down considerably earlier. Weather is a circumstance the driver was obliged to account for, not a substitute for the driver.

Does breaking the traction law prove the other driver was negligent?

It does not decide the case on its own, but it is powerful evidence and it shifts the conversation. A traction law is a safety rule aimed at precisely this hazard, and a driver who ignored one was on the road in a vehicle the state had said was not equipped to be there. Pairing that with tread photographs, the conditions logged for that stretch of highway, and any citation issued at the scene converts a general argument about bad weather into a specific argument about one driver’s choices.

I slid into the car ahead of me. Is my claim finished?

Not necessarily, though it is harder. Colorado reduces recovery by your share of the blame and ends it only when your share reaches the other driver’s, so a case where you carry some responsibility can still pay. It also matters what the driver in front did. Stopping without cause, reversing, driving with no working brake lights, or being stationary in a live traffic lane are all things that put a share of fault back where it belongs.

What happens if I was caught in a chain-reaction pileup?

Several claims run at once, and the order of impacts decides which insurance answers for what. A driver struck from behind and pushed into the vehicle ahead is in a different position from one who arrived too fast and started the sequence. Establishing that order takes damage patterns, final positions, and witnesses who watched it develop, and it is why these files should be opened before the vehicles are dispersed to repair shops across the metro.

Which deadline actually matters after a snow crash?

Two of them run at once. The filing deadline for most motor vehicle injury claims is three years from the day of the crash, set by C.R.S. § 13-80-101. The one that decides winter cases arrives far sooner. Tires get replaced, damaged cars are repaired or sold, road treatment records are retained on a schedule, and the memory of what conditions were like at seven that morning fades within weeks. The time limits on a Colorado injury claim are generous compared with the window in which one can still be proven.

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    Content Reviewed By

    Jon Boesen Personal Injury Attorney in Denver Colorado
    Attorney Jon C. Boesen is the founder of Boesen Law, LLC. Mr. Boesen has 36 years of experience and practices...